[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.greka.cz\/nadeje-je-tu-vzdycky\/#Article","mainEntityOfPage":"https:\/\/www.greka.cz\/nadeje-je-tu-vzdycky\/","headline":"Nad\u011bje je tu v\u017edycky","name":"Nad\u011bje je tu v\u017edycky","description":"\u010casto se ocitne n\u011bkdo z lid\u00ed v situaci, kdy by pot\u0159eboval m\u00edt pen\u00edze, jen\u017ee je z n\u011bjak\u00e9ho d\u016fvodu postr\u00e1d\u00e1. \u010casto je pot\u0159eba n\u011b\u010d\u00edm n\u011bkomu zaplatit, jen\u017ee je-li jedna kapsa pr\u00e1zdn\u00e1 a druh\u00e1 vysypan\u00e1, jak se \u0159\u00edk\u00e1, je to nemo\u017en\u00e9. A ur\u010dit\u011b si hrav\u011b p\u0159edstav\u00edte, jak se asi c\u00edt\u00ed ten, kdo pot\u0159ebuje platit, ale nem\u016f\u017ee tak […]","datePublished":"2022-02-28","dateModified":"2022-02-28","author":{"@type":"Person","@id":"https:\/\/www.greka.cz\/author\/#Person","name":"","url":"https:\/\/www.greka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/afe3e9c307ddf0b756c397ad75c6ecdba1f9da628b10651fe33a13bba6407ccd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/afe3e9c307ddf0b756c397ad75c6ecdba1f9da628b10651fe33a13bba6407ccd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"greka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.greka.cz\/wp-content\/uploads\/exotick%C3%A9%20pen%C3%ADze_10_7.jpg","url":"https:\/\/www.greka.cz\/wp-content\/uploads\/exotick%C3%A9%20pen%C3%ADze_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.greka.cz\/nadeje-je-tu-vzdycky\/","about":["Ekonomika"],"wordCount":423,"articleBody":"   \u010casto se ocitne n\u011bkdo z lid\u00ed v situaci, kdy by pot\u0159eboval m\u00edt pen\u00edze, jen\u017ee je z n\u011bjak\u00e9ho d\u016fvodu postr\u00e1d\u00e1. \u010casto je pot\u0159eba n\u011b\u010d\u00edm n\u011bkomu zaplatit, jen\u017ee je-li jedna kapsa pr\u00e1zdn\u00e1 a druh\u00e1 vysypan\u00e1, jak se \u0159\u00edk\u00e1, je to nemo\u017en\u00e9. A ur\u010dit\u011b si hrav\u011b p\u0159edstav\u00edte, jak se asi c\u00edt\u00ed ten, kdo pot\u0159ebuje platit, ale nem\u016f\u017ee tak u\u010dinit, proto\u017ee je na dn\u011b.Nen\u00ed to ur\u010dit\u011b ani trochu z\u00e1vid\u011bn\u00edhodn\u00e1 situace. A proto nem\u00e1-li \u010dlov\u011bk sv\u00e9 vlastn\u00ed pen\u00edze, usiluje v podobn\u00e9 komplikovan\u00e9 situaci \u010dasto aspo\u0148 o p\u016fj\u010dku. Aby sv\u00e9 st\u00e1vaj\u00edc\u00ed pot\u00ed\u017ee vy\u0159e\u0161il aspo\u0148 za cenu toho, \u017ee bude muset ze sv\u00fdch budouc\u00edch p\u0159\u00edjm\u016f spl\u00e1cet pomoc, kterou nyn\u00ed vyu\u017eije, a to nav\u00fd\u0161enou o poplatky a \u00faroky.Jen\u017ee \u010deho se takov\u00fd \u017eadatel nejednou do\u010dk\u00e1? Dozv\u00ed se t\u0159eba, \u017ee p\u016fj\u010dku nedostane, proto\u017ee nen\u00ed bonitn\u00ed. Bankovn\u00ed \u00fa\u0159edn\u00edci posoud\u00ed jeho schopnost spl\u00e1cet, a kdy\u017e se jim nel\u00edb\u00ed t\u0159eba v\u00fd\u0161e \u017eadatelov\u00fdch p\u0159\u00edjm\u016f nebo n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f, exekuce nebo jin\u00e1 komplikace, je po nad\u011bj\u00edch. \u017d\u00e1dost se zam\u00edtne a t\u00edm to kon\u010d\u00ed.Ov\u0161em ani pak to na\u0161t\u011bst\u00ed nemus\u00ed b\u00fdt je\u0161t\u011b beznad\u011bjn\u00e9. Alespo\u0148 tedy pro lidi, kte\u0159\u00ed vlastn\u00ed n\u011bjak\u00fd ten nemovit\u00fd majetek. D\u00edky z\u00e1stav\u011b nemovitosti se toti\u017e d\u00e1 z\u00edskat nebankovn\u00ed hypot\u00e9ka, a ta m\u016f\u017ee b\u00fdt nad\u011bj\u00ed kdekoho, v\u010detn\u011b t\u011bch, kte\u0159\u00ed by jinde neusp\u011bli. Zastav\u00ed se tu ona zm\u00edn\u011bn\u00e1 nemovitost, prok\u00e1\u017ee se schopnost z\u00e1jemce hradit spl\u00e1tky, a jakmile se dohodne v\u0161e nezbytn\u00e9, \u010deho\u017e nen\u00ed v\u016fbec mnoho, m\u00e1 z\u00e1jemce tolik pen\u011bz, kolik pot\u0159ebuje. T\u0159eba a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zm\u00edn\u011bn\u00e9 zastaven\u00e9 nemovitosti, kter\u00e9 je mo\u017en\u00e9 spl\u00e1cet jeden rok stejn\u011b jako t\u0159eba i t\u0159i des\u00edtky let. A jak si jist\u011b domysl\u00edte, m\u016f\u017ee p\u0159ij\u00edt i takov\u00e1 p\u016fj\u010dka n\u00e1ramn\u011b vhod. Zejm\u00e9na t\u011bm, kdo se ocitli ve skute\u010dn\u011b z\u00e1sadn\u00edch finan\u010dn\u00edch probl\u00e9mech, ale klidn\u011b i t\u011bm ostatn\u00edm. Proto\u017ee tu usp\u011bje kdokoliv, kdo m\u00e1 nemovitost a aspo\u0148 n\u011bjak\u00fd p\u0159\u00edjem. A to je skoro ka\u017ed\u00fd z n\u00e1s.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nad\u011bje je tu v\u017edycky","item":"https:\/\/www.greka.cz\/nadeje-je-tu-vzdycky\/#breadcrumbitem"}]}]